Stay ahead of the curve, borrow smarter, and support economic development in the communities you serve with strategies and customized funding solutions from our team.
Andrew Paolillo
Vice President,
Director of Member
Strategies + Solutions
In the current rate environment, members anticipate a series of rate cuts that will help ease margin pressure and begin a new growth cycle. However, an analysis of past rate cycles can help inform members on the optimal time to stay with short-term or long-term wholesale funding.
Watch a case study that covers a trend analysis to see what is playing out in the New England deposit landscape, balance sheet impacts to see how market forces are affecting member balance sheets and strategies that can be used to optimize funding costs.
Interest rates have not fallen as much as many expected at the beginning of 2025. The Member-Option Advance can help members manage interest-rate risk in a higher-for-longer environment while retaining flexibility to benefit in a down-rate scenario.