Stay ahead of the curve, borrow smarter, and support economic development in the communities you serve with strategies and customized funding solutions from our team.
Andrew Paolillo
Vice President,
Director of Member
Strategies + Solutions
As asset spreads become volatile and widen, insurance company members have several funding solutions to take advantage of spread lending opportunities. Whether the target assets are fixed-rate or floating-rate, with prepayable principal or in bullet structures, FHLBank Boston advances enable members to mitigate interest-rate risk and align asset and liability cash flows.
The operating environment for depositories continues to pose no shortage of asset-liability management challenges. Rate cut expectations change as the entire yield curve has been subject to volatility. Loan growth has slowed, and while the start of the rate-cutting cycle has provided some relief on the cost of funds, deposit gathering efforts remain challenging. Watch this informative webinar to hear an in-depth analysis of what is occurring on member balance sheets and review important trends in the capital markets, the economy, and the banking industry.
Interest rates have not fallen as much as many expected at the beginning of 2025. The Member-Option Advance can help members manage interest-rate risk in a higher-for-longer environment while retaining flexibility to benefit in a down-rate scenario.